If you own your own home, you need to be able to protect it. That's where home insurance comes in. It protects your investment and your finances. Call us at Eddie Funches Insurance Agency today if you are a homeowner in Illinois who needs home insurance.
First and foremost, home insurance is an excellent way to protect the dwelling itself. It covers virtually every part of the house as well as any structures and outbuildings outdoors. When a serious incident like a catastrophe or disaster damages or destroys your house, your home insurance policy can be ready to pay for the damage. Even if a home is destroyed, its home policy will pay for it to be rebuilt again. This coverage is a must for anyone who buys a house.
Just as your home insurance policy protects your home, it also protects everything in it. Your possessions are also covered under this policy. If something happens that causes significant damage to your belonging or even destroys them, they will be covered by your home policy. When you think about all your belongings in your house, it's easy to see how much there is and how much it would all cost to replace. Without a home policy, paying for it all would be up to you.
When you own a home, you risk liability in that home and on its grounds. If you invite someone on your property and they have an accident, you would be at risk of being liable for the medical bills that result from it. Medical bills can, of course, be costly, and a home insurance policy pays for those bills for you. This also means you have less chance of being sued.
If you need home insurance, give us a call today at Eddie Funches Insurance Agency in Illinois to find out more.
